So what is a credit score? It's a number that gauges how likely you are to pay back your debts. Lenders use your score when deciding to give you loans or a credit card. When you are new to the credit world it can be hard to establish good credit. But check out this video about what a credit score is and the parts that go into it and you'll be on your way to good credit. You can also come to any Guardian Credit Union and we can help you with our Credit Matters loan. This loan is made for people who need to establish credit or improve their credit.
Until Next Time,